We’ll be expanding our programs to include customers who heat with oil and have a household income of less than $70,000. Program details are still being developed and applications will be available January 16, 2023.

By participating in the Total Home Energy Savings Program you will receive an EnerGuide label which you can use to participate in mortgage insurance refund programs through the Canada Mortgage and Housing CorporationSagen, and Canada Guaranty.

Each program offers a partial refund on the cost of mortgage loan insurance. Renovate with energy efficiency in mind and you may be eligible for a refund of up to 25% of your premium. The energy saving measures you perform through the Total Home Energy Savings Program can help you qualify for an insurance premium refund!